Our Retiree Family

Local

Our retiree clients love the old-fashioned local service. Because we live and work in your local community it means we get to know you just like the old local bank manager knew you and you knew him.

This means that whenever you need us you can be assured we will be there to pop round and help you.

Service

We offer a one-on-one, face-to-face service. This level of service may seem old-fashioned but we believe important financial decisions should be deliberated over carefully, on a face-to-face basis with someone who knows your financial and life situation intimately.

This means that on an on-going basis we will be fully attentive to your financial needs. From carefully explaining your investments to you in words you understand to organising your paperwork we will be with you every step of the way.

Expertise

You can count on us to have the best qualifications in the industry.

Our knowledge and technical expertise far exceeds the minimum requirements as set by the Financial Services Authority and in fact we are amongst an elite few Financial Planners in the UK that have been invited to Fellowship of the Personal Finance Society - the pinnacle of a Financial Planners career.

Indeed, from our Chartered Accountancy background, to our Chartered Financial Planning status, through to our Fellowship of the Personal Finance Society you can be assured we possess the requisite knowledge to keep you on track.

Independent

We are a fiercely independent local family firm.

We have absolutely no affiliation or link to any bank, life company or national firm of advisers meaning we are able to recommend independent financial plans which are right for you.

If you encounter a financial adviser from a bank or national firm it is likely he or she will have monthly sales targets and pressure to shoe-horn clients into template, generic solutions or tied providers contractually agreed at a national level. With Wealth West these issues disappear.

We are free to work purely in the interests of our clients in a personalised manner. It really is what is right for you. It is all about you.

Case Study - The Active Retired Couple

When I first met Alice she said her husband, Geoff, deals with the finances and he was out fishing. In reality it could have been fishing, sailing, golf, tennis or any number of active pastimes. In between trips to the lakes and the golf course we do thankfully get to sit down and review the finances.

We review their income needs pretty regularly, making sure their portfolio is yielding enough income to pay for the activities and not infrequent holidays abroad. At the last review we re-balanced the portfolio slightly to create more income and reduce the overall risk – Geoff said it was so refreshing that this was all included in the service with no hidden charges.

I think Alice and Geoff just like the fact they have someone local who they know is looking out for them. It allows them to get on with enjoying retirement safe in the knowledge they have someone close by reviewing their financial situation and keeping them up to date with any changes.

Case Study - The Elderly Couple

We have become pretty close to Frank and Joan. Frank is a retired head-master in his 80’s and tends to deal with the finances although he’s not as keen as he used to be on keeping up to date with things and likes the fact that I’m looking at things for him. Joan’s health has deteriorated in recent years and leaves the money side of things up to Frank and myself.

We work closely with Frank face to face, popping round to see him pretty regularly. Even if it’s just to get an update on his cricket memorabilia collection! He’d accumulated a large portfolio of shares and unit trusts when we first met. We’ve been gradually moving the money to national savings accounts and fixed rate bonds to reduce the risk. 

We’ve recently had a number of meetings with Frank and Joan’s solicitor with regard to estate planning. They did take out a trust a few years ago but recent legislation has meant it needs updating. We are keen to get that sorted now, so there are no unpleasant surprises down the line.

Case Study - The Widow

Anne’s late husband had always dealt with the family finances. Her son was in Australia and daughter lived in London.  I think we met at just the right time really because Anne was a bit lost really in terms of what to do. 

We spent a great deal of time organising her financial situation. We spent many an afternoon over cups of tea and various home-baked cakes (Anne – still the best!) explaining the different types of investment and policy she owned and how relevant they were to her circumstances.

Anne loves the fact I’m not there to sell her anything - it is all about what is right for Anne and making sure we keep her on track. 

I got a lovely thank you note from Anne’s daughter for my support during this time. Made me realise what I do the job for.

Latest News
Quote Mark
  • "I am so pleased I decided to get in touch with Richard. He helped me to re-organise my finances so that I get a better income. I had no idea how to go about this and Richard's advice and practicality in this matter has been invaluable. Richard keeps me very much up to date and his clear explanations and friendly manner are much appreciated" Valerie Buchan (Retiree), Henleaze
  • "We have a personal relationship with Richard which helps inspire communication and builds up a better understanding of the portfolio. We have had a very friendly, responsive and professional experience. Richard always responds to emails very quickly and is always helpful" Chas and Jackie Saw (Pre-Retirees), South Bristol
  • "The service we have received has been highly satisfactory. It is great having a local financial adviser who is readily accessible for advice." Albert and Audrey Stiles (Retirees), Westbury-On-Trym
  • "We can only say the service we have received has been 100%! We find the personal contact gives us more confidence to discuss our situation. All queries are efficiently dealt with." John and Nancy Thorpe (Retirees), Westbury-On-Trym
  • "Richard provides a very flexible, excellent customer service. Richard is very organised and very easy to work with. He has excellent knowledge which is explained clearly." Marcus and Kelly Jones (Family), Henleaze
  • "We have found it very good having a local adviser. Richard always calls around when requested. We get a very good personal service and Richard clearly knows what he is doing." Chris and Carolyn Carwardine (Retirees), Sneyd Park
  • "Richard has offered us a professional, personal, face-to-face service. He has delivered an excellent service to us, meeting and exceeding our expectations. We welcome his personal approach and attention to detail. Richard identified some potential savings for us at our very first meeting." Matt and Zoe Hill (Family), Westbury-on-Trym
  • "We have found the service of Wealth West very consistent and reliable. We are very confident in the service given. Follow-ups have been thorough and explained with understanding as Richard has good teaching qualities." Bob and Norma Hall(Retirees), Coombe Dingle
  • "Richard has always been very accessible, a real advantage and gives me confidence in our dealings. The level of service has been first class. Richard has always carried out his promised actions on time. Any technical advice has been explained in a very clear and understandable manner." Donald Owen (Retiree), Coombe Dingle
  • "The service has been a perfect blend of professionalism and care for us and our money. Gives advice in a way that we can understand easily. Have recommended Richard to others and will continue do so." Ralph Payne(Retiree), Stoke Bishop
  • "With Richard we are not talking to a salesman with targets but someone we know and we know where his office is. Someone who also knows the area we live in and no call centre ethos!" Vanessa Payne (Retiree), Stoke Bishop
  • "We have found Richard to show a personal attention to our needs and the process involves a relaxed discussion of options with no pressure and this has helped us feel confident in the decisions made. The accessibility of being able to make contact at any time and of being seen at home is a great advantage." Colin and Elizabeth Sleith (Retirees), Stoke Bishop
  • "The level of service has been very good. I am also very happy with the advice received and the level of technical knowledge." Gillian Dunphy (Retiree), Stoke Bishop
  • "Richard is cautious and suggests ideas in a reasonable and sensible manner. But he is not pushy! I feel confident in Richard's technical knowledge and able to make careful, sensible decisions. I would be happy to recommend Wealth West!." Jeremy Krause (Retiree), Clifton
  • " Richard offers a great, tailored approach to financial advice. He feels more like a friend than an anonymous advisor. The level of service has been wonderful. I really like how Richard is proactive in considering issues we hadn't thought of, rather than just helping with our queries. Richard is a really safe pair of hands and is always up to date with the most recent changes and opportunities." Alex and Rachel Major (Family), Westbury on Trym
  • "We have found having a local advisor beneficial in that we have been able to deal with the same person throughout, enabling easy access with rapid response. We feel we have had a good level of service with explanations easy to comprehend whilst taking account of our circumstances with a level of risk we are comfortable with." Owen and Patricia McNamara (Retirees), Westbury on Trym
  • "The service I have received from Richard and June has, so far, been excellent. Both of them, at the end of the telephone, have dealt with any problems very quickly and efficiently. Home visits are also a very good part of the service, another personal touch." Jenny and Keith Higgs(Retirees), Shirehampton
  • "The help I received to sort out a pension from the 1970's was sorted out extremely well and very much to my advantage, thanks to their knowledge and assistance." Jenny and Keith Higgs(Retirees), Shirehampton
  • "It's a personal service. Richard is very easy to talk to and we felt that he cared." Gordon and Sandra Inglis (Retirees), Henleaze
  • "I value the convenience of regular home visits and being informed of my current financial situation." Barbara Allen (Retiree), Stoke Bishop
  • "We have found that being advised by a local adviser on a face-to-face basis inspires us with confidence, knowing he is the one making the decisions. We are very happy with the service, it is nice to be having meetings in our own home." Tony and Angela Cropper (Retirees), Henleaze