We understand how difficult it is to juggle family life with work and other commitments. That's why so often people's financial affairs get neglected - often because it is so difficult to find the time to get around to dealing with it.
That's why we have set our business up in the local community, right on your doorstep - it means we are on hand at a moments notice to pop round and explain or organise some paperwork for you. Or to recommend courses of action to secure your family's future on a face-to-face basis at a time and place convenient for you.
Because we live and work in your local community, we can offer a fully bespoke, unlimited on-going face-to-face service. This means that long after our initial meetings you can be assured we will be on-hand to guide you through the many changes that will happen in your financial affairs.
You can count on us to have the best qualifications in the industry.
Our knowledge and technical expertise far exceeds the minimum requirements as set by the Financial Services Authority and in fact we are amongst an elite few Financial Planners in the UK that have been invited to Fellowship of the Personal Finance Society - the pinnacle of a Financial Planners career.
Indeed, from our Chartered Accountancy background, to our Chartered Financial Planning status, through to our Fellowship of the Personal Finance Society you can be assured we possess the requisite knowledge to keep you on track.
We are a fiercely independent local family firm.
We have absolutely no affiliation or link to any bank, life company or national firm of advisers meaning we are able to recommend independent financial plans which are right for you.
If you encounter a financial adviser from a bank or national firm it is likely he or she will have monthly sales targets and pressure to shoe-horn clients into template, generic solutions or tied providers contractually agreed at a national level. With Wealth West these issues disappear.
We are free to work purely in the interests of our clients in a personalised manner. It really is what is right for you. It is all about you.
Tom and Mary are in their late 30’s and have 2 young children. They have recently bought a new family home. The main priority has been ensuring that if either of them suffered a serious illness or died then the children would be fully financially protected.
We have recommended policies which pay off the mortgage if either Tom or Mary was to die. We have also put in place strategies to ensure that their income is replaced if they were no longer able to work or they died.
Tom also wanted us to review his work pension which we did of course. We switched the funds it was invested in to give the pension maximum opportunity to grow. We will continue to monitor its performance over the coming months.
Mary has been wanting to build an emergency fund and so we have been researching the best rates on cash ISAs.
Rebecca is 27 years of age and a single mother. We have been helping her with her budget plans as it is quite difficult making ends meet with only working part-time and paying for nanny costs.
We put in place protection policies to ensure the little one will be protected in case Rebecca falls ill or dies.